Virgin Money Credit Card

If you are not concerned with the frequent flyer miles of the Virgin Atlantic Credit Card, then the standard Virgin Money Credit Card could be a good bet instead.

The virgin credit card offers a whopping 16 months interest free on balance transfers, so well worth looking at if you need to transfer a credit card balance.

Of course, with this credit card you can get great discounts in virgin stores:


GREAT JOINING DEALS AT VIRGIN MEDIA
If you're in a cable area, get 3 services for £30 with one month FREE. If not, don't fret, get 2 services for £14.99 with a FREE Virgin Free TV V Box. Just pay with your Virgin Credit Card to get the offer.

10% OFF AT VIRGIN WINES
Lip-smacking vino for less. And if you order something that turns out not to be to your taste, you can even get a refund! And you'll get 10% off when you pay with your Virgin Credit Card.

10% OFF AT VIRGIN MEGASTORES
Get a load off DVDs, CDs, games, even games consoles, when you pay with your Virgin Credit Card. You can get a discount both in-store and online.

One month free at Virgin Active

A MONTH OFF AT VIRGIN ACTIVE
Get a month free when you join up with Virgin Active - just use your Virgin Credit Card to pay.

10% off - Virgin Holidays

10% OFF AT VIRGIN HOLIDAYS
City breaks, ski trips, family hols... whack 10% off the price of any hol in Virgin Holidays brochures simply by paying with your Virgin Credit Card.

10% off - Virgin Trains

10% OFF AT VIRGIN TRAINS
Going by train? Go with 10% off a Virgin Trains Value Advance fare. Pay with your Virgin Credit Card to get your discount.

20% off at Virgin Experiences

20% OFF AT VIRGIN EXPERIENCES
20% off a load of Virgin Experience Days, including high-speed driving, flying lessons, bungee jumping, pamper and spa days, hampers and loads more.

10% off - Virgin Money

10% OFF CAR, HOME, PET AND ANNUAL TRAVEL INSURANCE

If all them discounts are not enough to convince you the Virgin Money Credit Card comes in 3 colours:

The standard Virgin Red


For the ladies, the pink Virgin money credit card:


And my personal favourite, the cool black virgin credit card. You would like quite money with this credit card I should think!

All this information was accurate at the time of writing this post but these offers are subject to change or end over time.

BarclayCard Flexi Rate Credit Card

Barclaycard have a new platinum variable-rate credit card which has been released. This has a decent o% on balance transfers and has some low interest rates if you meet their criteria.

This credit card could Suit you if:
* You Don't pay off the balance on your credit card every month
* Have a good credit history
* Are 21 or over
* Have a permanent UK address for 3 months or more
* Have a regular income of more than £10,000 pa
* Haven't missed multiple payments on a credit agreement within the last 12 months
* Don’t have a CCJ,IVA or have not been registered bankrupt
* Aren't a student

Apply Online Now For This Deal

High Street Stores Ban the Use of Cheques

Looks like lots of stores are banning the use of cheques at the moment. It is becomign necessary to get smart with plastic. A credit card, if used wisely can be a sound decision.

Signing off ...

Major retailers that no longer accept cheques...

Argos, Boots, Next, Sainsbury's, WH Smith, Currys

...and those that could soon follow suit:

Asda Trialling a cheque payment ban in stores inside the M25.

Morrisons Trialling a ban in some of its stores.

PC World Will only accept business cheques.

Tesco Trialling a ban in some stores.

Virgin Atlantic Card Update

Have listed more info about the Virgin Atlantic credit card here

VirginAtlantic Credit Card from MBNA - Grab Those Miles!

An awesome AMEX credit card has been released from MBNA, which is branded as the Virgin Atlantic.

VirginAtlantic Credit Card:

# 1 Flying Club mile for every £1 spent on card purchases using your card.
# 2 Flying Club miles for every £1 spent on your card direct with Virgin Atlantic or Virgin Holidays.
# 3,000 bonus Flying Club miles upon first spend.
# 0% p.a. - a cracking introductory rate on balances transferred to us from other cards - for six months from the date your account is opened. 2% handling fee applies.

Sounds like a good credit card offer if you are a frequent flyer. So, get collecting them flying club miles!

Egg Credit Card Offer

Check out the Egg Credit Card - they have a half-decent 0% offer on at the moment!

They are offering 0% on balance transfers for up to 12 months. This is worth applying for if you have some spend on your current credit card and you are paying a lot of interest each month. This could help you pay it back at a set amount each month for 12 months.

As well as the 0% balance transfer, there is also the 0% for 3 months on purchases to entice you further.

It is well worth checking out - Apply Now

MINI American Express Credit Card

MINI have teamed up with Am-Ex to launch a new credit card. Using the MINI credit card at MINI dealerships and when filling up with petrol enables you to enter competitions each month to win MINI related goodies and prizes.

The card has 3 different MINI based designs. Apply for MINI Credit Card at Am-Ex... Or you can find out more on the money by mini website.

The card is currently available in the UK only.

England Credit Card: Free Shirt

Found this when trawling the F.A. website. If you apply successfully you get a free replica England shirt. Cool!

Chip & Pin Fraud

Tech-Savvy fraudsters have already cracked the security of some chip & pin merchants it seems. It seems the wireless technology is not totally secure!

Read this article for more details - and Frank Abagnale gives his views. Abagnale was the subject of the film 'catch me if you can' but went onto have a successful career helping catch fraudsters after his arrest.

Debit Cards Used More Than Cash

According to a new report, debit card spending for the last year rose 9%, to make it used more than cash in shops. Credit card spending remained the same. Britons love their plastic!

"For the first time, debit card spending in shops - including online shopping - has outstripped the use of cash."

Taken from the BBC.