Credit Card Directory
Card Wise UK has just started a credit card directory, to place all credit card related links we come across.
This is an ongoing project, but by all means please use the form and send us your details.
Do you want a credit card, but are not sure what the best credit card is for you? Before you apply for a credit card take a look at our site and find a credit card deal that suits you. We specialise in UK credit card offers, so take a look and find the best credit card company in the UK.
Card Wise UK has just started a credit card directory, to place all credit card related links we come across.
C.A.R.E. is teaching high school seniors what to look out for when they hit college campuses.
"It's a fact that between 1994 and 2004, bankruptcy among people under the age of 25 rose 96 percent. After hearing more students drop out of school because of credit card debt than bad grades, these kids said they don't want to be a target."
The Office of Fair Trading has won its appeal against Lloyds TSB over protection given to consumers who use credit cards to buy goods overseas. This revelation probably became lost in all the post-Budget ruminations, but it is a victory for UK consumers.
You might think that by cutting up an old credit card that you are safe from fraudsters. Think again - the card is still live. You will need to cancel the card with the issuer to be sure that the details can never be used for fraudulent purposes.
"Unless you tell the card company you want to cancel it, the card remains live. If a fraudster gets hold of the details they can rack up bills without your knowledge."
The BBC goes into this years budget in detail. A number of tax changes are discussed:
"# the personal tax allowance, which will go up from £4,895 to £5,035
# an increase in the inheritance tax (IHT) threshold which will now gradually increase from £285,000 in the 2006-07 tax year to £325,000 in 2009-10
# and the restructuring of the rules of some trusts
# the stamp duty threshold, which is to rise by £5000; now properties from £125,000 to £250,000 will attract the 1% tax"
This is Good news for the consumer, you will be covered for losses when buying goods abroad from now on. This will be for goods worth between £100-£30,0000 where 'someone goes out of business, for example, or goods are not as described'. A credit card remains the best way of purchasing goods on the Internet, and now even more so if you purchase from overseas vendors.
"PEOPLE who use their credit cards abroad and find they have bought faulty goods or services are entitled to the same 'money back' protection as in Britain, the Court of Appeal has ruled."
Similar technology to CHIP & PIN on credit cards could be used by ID cards, it has been revealed.
This would be in addition to the biometric data the ID card holds, such as fingerprints and iris data. One reason for this would be due to the high cost of scanning equipment, which may be out of some retailers reach.
The ID Card Debate Continues....
You can now sign up to use your fingerprint to pay for goods, and leave your credit cards at home. The idea is being trialed in co-op stores in the oxford area.
Store cards that charge interest at 25% or more a year will have to warn customers on their statements that they can get cheaper credit elsewhere. - BBC